...Superior Strategic Health Risk Management
Actuarial Consulting Firm
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Health Risk Strategies, LLC has been successfully providing quality expert actuarial services to employers, health plans/health insurers and health care providers for over 10 years. Our founding Principal, Mary P. Ratelle, has a 25 year career history with an emphasis on managing the risks of health care plans/insurers, health care providers and self-funded employers. Her consulting experience includes reimbursement strategies, product design, experience analysis, pricing, underwriting, administration, management reporting, risk modeling, contribution strategies, small group reform, and financial reporting. Market segments include commercial group (large and small), individual direct pay, Medicare, Medicaid, and managed Workers Compensation.
Clients demand Ms. Ratelle's services because of her well known and significant experience in designing and evaluating the impact of health care reform proposals. This work concentrated on ways to provide insurance to segments of the uninsured population. These projects included estimating the potential effects of adverse selection, and possible savings through managed care programs.
Throughout Mary's career she has priced and designed 24-hour medical products. She worked closely with several HMOs in designing, pricing, implementing and managing their managed workers’ compensation products. This included negotiation and risk sharing with workers’ compensation carriers.
Clients demand Ms. Ratelle's services because of her well known and significant experience in designing and evaluating the impact of health care reform proposals.
10 yrs, President, Health Risk Strategies, LLC
4 yrs, Senior Consultant, Reden & Anders (Ingenix
5 yrs, Consultant, Tillinghast (Currently Towers Perrin)
3 yrs, Actuarial Assistant, Ministers Life Insurance
3 yrs, Actuarial Analyst,Touche Ross and Co. (now
Deloitte & Touche)
FSA - Mary is a Fellow of The Society of Actuaries, the highest designation of the largest professional organization dedicated to serving 20,000 actuarial members and the public in the United States and Canada. MAAA - Mary is a respected member of the American Academy of Actuaries, which is an organization that sets qualifications, practice and professional standards for Actuaries in the United States.
Drake University, Bachelors of Arts, Mathematics
Mary is involved in actuarial and health care professional associations and was recently a member of the Health Section Council of the Society of Actuaries and member of the steering committee of the Minnesota Risk Adjustment Users Group. Mary is an esteemed speaker at Society of Actuaries and other healthcare industry association meetings.
Mary P. Ratelle, FSA, MAAA
A 25 Year Career History with an emphasis on managing the risks of health care plans/insurers, health care providers and self-funded employers.
...Experienced, Knowledgable Leadership